When you face a long-term disability, you need expert legal representation to protect your rights and secure the benefits you deserve.
Chicago offers numerous options for skilled attorneys specializing in this complex area of law.
Bryant Legal Group stands out as a top choice for long-term disability cases in Chicago.
Their experienced lawyers carefully review policies and translate legal terms into plain English. Their team works diligently to provide the best possible evidence in support of your claim from the early filing stage, increasing your chances of a favorable outcome.
1) Jonathan B. Fleisher
Jonathan B. Fleisher is a prominent personal injury attorney based in Chicago.
As a partner at Karlin, Fleisher & Falkenberg, LLC, he has been practicing law since 1995.
Fleisher specializes in several areas of personal injury law.
His expertise includes medical malpractice, nursing home abuse, and auto accidents.
If you’re looking for a lawyer with local roots, Fleisher fits the bill.
As a Chicago native, he understands the unique challenges faced by residents in the area.
Fleisher’s dedication to his clients is evident in his approach.
He is known for being easy to talk to and thorough in handling cases.
When you work with Fleisher, you can expect personalized attention.
He prioritizes your best interests throughout the legal process.
His track record speaks for itself.
Fleisher has achieved significant verdicts and settlements for seriously injured clients.
You can reach out to Fleisher at his Chicago office.
He’s available by phone or email to discuss your case.
2) Staver Accident Injury Lawyers
When seeking long-term disability representation in Chicago, Staver Accident Injury Lawyers stands out as a reputable choice.
Led by founding attorney Jared Staver, this firm has built a strong reputation for helping clients navigate complex disability claims.
Jared Staver brings extensive experience to the table, having been recognized as a 2024 Super Lawyer.
His dedication to fighting for injured individuals is evident in the firm’s approach to each case.
Staver Accident Injury Lawyers understands the challenges you face when dealing with insurance companies.
They recognize that the system often works against claimants and are committed to leveling the playing field.
The firm offers free consultations to discuss your case.
This allows you to explore your options without financial pressure.
Their no-win, no-fee policy further demonstrates their commitment to your success.
With offices across Illinois, including Chicago, Aurora, and Naperville, Staver Accident Injury Lawyers provides accessible legal support.
Their team of experienced attorneys offers personalized attention to each client.
You can expect comprehensive assistance throughout your disability claim process.
The firm’s lawyers work diligently to gather evidence, handle paperwork, and negotiate with insurance companies on your behalf.
Staver Accident Injury Lawyers’ track record includes numerous positive client reviews and successful case outcomes.
Their expertise extends beyond disability claims to various personal injury areas, ensuring well-rounded legal support.
3) Samuels & Associates
Samuels & Associates is a respected law firm in Chicago specializing in long-term disability cases.
Their team of experienced attorneys is dedicated to helping you navigate the complex world of disability claims.
When you’re facing challenges with your long-term disability benefits, Samuels & Associates can provide the support you need.
Their lawyers are well-versed in the intricacies of disability law and insurance policies.
The firm’s attorneys work diligently to ensure you receive the benefits you’re entitled to.
They can assist you with filing initial claims, appealing denials, and negotiating with insurance companies on your behalf.
Samuels & Associates understands the stress and uncertainty that come with disability cases.
Their compassionate approach means you’ll receive personalized attention throughout the legal process.
The firm’s track record speaks for itself, with numerous successful outcomes for clients in Chicago and the surrounding areas.
Their expertise covers a wide range of disabilities, from physical injuries to chronic illnesses and mental health conditions.
When you choose Samuels & Associates, you’re partnering with a team that prioritizes your rights and well-being.
They’ll guide you through each step, explaining complex legal jargon in terms you can understand.
Don’t let insurance companies take advantage of you.
With Samuels & Associates on your side, you can focus on your health while they handle the legal complexities of your long-term disability claim.
4) Rosenfeld Injury Lawyers LLC
Rosenfeld Injury Lawyers LLC is a reputable law firm in Chicago specializing in personal injury cases.
Their experience extends to long-term disability claims, making them a solid choice for those seeking legal representation in this area.
The firm’s founder, Jonathan Rosenfeld, has over 20 years of legal experience.
His dedication to client advocacy has earned him recognition in the legal community, including a 10.0 rating on AVVO.
You can expect personalized attention when working with Rosenfeld Injury Lawyers LLC.
They prioritize understanding your unique situation and developing a tailored strategy for your long-term disability case.
The firm offers free consultations, allowing you to discuss your case without financial obligation.
This initial meeting can help you determine if they’re the right fit for your needs.
Rosenfeld Injury Lawyers LLC has a track record of success in handling complex cases.
Their attorneys are well-versed in the intricacies of disability law and insurance policies.
The firm’s resources and network of experts can strengthen your case.
They may work with medical professionals and vocational specialists to build compelling evidence for your long-term disability claim.
Communication is a priority at Rosenfeld Injury Lawyers LLC.
You can expect regular updates on your case and prompt responses to your questions or concerns.
5) Leonard Law Group
Leonard Law Group is a reputable firm specializing in workers’ compensation and personal injury cases in Chicago.
Founded by Andrew P. Leonard, a native of the Chicago area, the firm has established itself as a trusted advocate for injured workers.
Andrew P. Leonard concentrates his practice on representing individuals injured while working throughout Illinois.
His extensive experience and dedication to his clients have made him a prominent figure in the field of workers’ compensation law.
The firm’s commitment to helping injury victims obtain the compensation they deserve is evident in their approach.
They carefully review each case and provide personalized attention to ensure the best possible outcome for their clients.
You can expect a high level of expertise when working with Leonard Law Group.
Their attorneys have a deep understanding of Illinois workers’ compensation laws and use this knowledge to navigate complex legal processes on your behalf.
If you’re seeking representation for a long-term disability claim related to a work injury, Leonard Law Group may be a strong choice.
Their focus on workers’ compensation cases means they are well-versed in handling the unique challenges that often arise in these types of claims.
6) Katz, Friedman, Eisenstein, Johnson, Bareck & Bertuca
When seeking a long-term disability lawyer in Chicago, you should consider Katz, Friedman, Eisenstein, Johnson, Bareck & Bertuca.
This law firm has been practicing for over half a century, establishing a strong reputation in workers’ compensation and personal injury cases.
The attorneys at Katz Friedman are known for their exceptional experience and leadership in their field.
They have successfully litigated and negotiated thousands of cases on behalf of their clients.
You’ll find that the firm offers assistance with various legal matters, including workers’ compensation, personal injury, and Social Security Disability claims in Illinois.
Their comprehensive approach ensures that your long-term disability case receives thorough attention.
One of the firm’s attorneys, Christopher J. Johnson, has received the distinction of Emerging Lawyer, an honor bestowed upon less than 2% of attorneys in each state.
This recognition speaks to the caliber of legal professionals you’ll encounter at Katz Friedman.
The firm’s track record includes significant personal injury case results.
For instance, they secured a $1,800,000 settlement for a client involved in a car accident where the other driver ran a red light.
When you choose Katz Friedman, you’re selecting a team that’s part of respected legal associations.
These include the Illinois State Bar Association, Illinois Trial Lawyer’s Association, and Workers’ Compensation Law Association.
You can reach out to Katz, Friedman, Eisenstein, Johnson, Bareck & Bertuca for a consultation regarding your long-term disability case.
Their experienced Chicago injury lawyers are ready to assist you with your legal needs.
7) Ankin Law Office LLC
Ankin Law Office LLC is a prominent legal firm in Chicago specializing in long-term disability cases.
With over 25 years of experience, they have built a strong reputation for advocating for their clients’ rights.
Ankin Law offers free consultations to discuss your case.
You can reach out to them at their Chicago office to explore your options for long-term disability claims.
The firm’s founder, Howard Ankin, is a dedicated attorney with extensive knowledge in disability law.
His expertise can be invaluable when navigating the complexities of your case.
Ankin Law handles various types of disability claims, including Social Security Disability.
They understand the challenges you face and work diligently to secure the benefits you deserve.
Their team of skilled lawyers can guide you through the application process, ensuring all necessary documentation is properly submitted.
If your claim is denied, they can represent you during appeals.
You can expect personalized attention from Ankin Law.
They take the time to understand your unique situation and develop a tailored strategy for your case.
The firm’s commitment to client satisfaction is evident in their positive reviews.
Many clients praise their professionalism and dedication to achieving favorable outcomes.
When you choose Ankin Law, you gain access to a wealth of resources and legal expertise.
Their goal is to help you navigate the complex world of long-term disability claims with confidence.
8) McHargue & Jones LLC
McHargue & Jones LLC is a reputable law firm in Chicago.
They specialize in workers’ compensation and personal injury cases.
The firm has a strong focus on helping clients who are dealing with long-term disability issues.
You can expect personalized attention and dedicated representation when you choose McHargue & Jones LLC for your long-term disability case.
Their attorneys have extensive experience in navigating complex legal matters related to workplace injuries and disabilities.
The firm offers free consultations, allowing you to discuss your case without any financial commitment.
This can be particularly helpful if you’re unsure about the strength of your claim or the potential outcomes.
McHargue & Jones LLC operates on a contingency fee basis, meaning you don’t pay legal fees unless they recover compensation for you.
This arrangement can provide peace of mind as you pursue your long-term disability claim.
The firm’s attorneys are known for their aggressive approach in fighting for clients’ rights.
They have a track record of securing substantial settlements and awards for their clients over the years.
If you’re seeking bilingual services, McHargue & Jones LLC can accommodate you.
They offer Spanish-speaking services to ensure clear communication throughout your case.
When you work with McHargue & Jones LLC, you benefit from their comprehensive understanding of Illinois workers’ compensation laws and personal injury regulations.
This expertise can be crucial in building a strong case for your long-term disability claim.
9) Rubens, Kress & Mulholland
Rubens Kress & Mulholland is a well-established personal injury law firm in Chicago.
With their expertise in long-term disability cases, you can trust them to handle your claim with professionalism and dedication.
The firm’s attorneys have extensive experience in workers’ compensation and personal injury law.
They have successfully tried numerous cases, including appeals, and participated in many arbitrations and mediations.
You can expect personalized attention from the legal team at Rubens Kress & Mulholland.
They understand the complexities of long-term disability claims and will work tirelessly to protect your rights.
Located in the Chicago Temple Building, the firm is easily accessible for consultations.
Their commitment to client satisfaction is evident in the positive reviews they have received from past clients.
When you choose Rubens Kress & Mulholland, you’re selecting a firm with a proven track record in handling long-term disability cases.
They will guide you through the legal process, ensuring you understand your options every step of the way.
The firm’s attorneys are licensed to practice in Illinois and the 7th Circuit Federal Court.
This broad jurisdiction allows them to represent you effectively, regardless of where your case needs to be heard.
10) Law Offices of Francis J. Discipio
The Law Offices of Francis J. Discipio have been providing exceptional legal services since 1987.
Located in Oak Brook, Illinois, this firm specializes in various areas of law, including workers’ compensation and personal injury.
Francis J. Discipio, the principal attorney, has nearly two decades of experience in the legal field.
His expertise as a veteran trial attorney has led to successful outcomes in both workers’ compensation and personal injury cases.
You can benefit from Mr. Discipio’s extensive background in defending cases for large insurance companies.
This experience gives him unique insights into how these companies operate, which he now uses to advocate for his clients.
The firm’s commitment to personalized service sets them apart.
They understand that each case is unique and requires individualized attention.
You can expect a tailored approach to your legal needs when working with this team.
Located at 1200 Harger Road in Oak Brook, the Law Offices of Francis J. Discipio are easily accessible.
They offer free consultations to discuss your case and determine the best course of action for your situation.
With a focus on workers’ compensation and personal injury, this firm can provide you with the legal support you need.
Their team is dedicated to helping you navigate complex legal processes and fight for your rights.
Understanding Long Term Disability Law
Long term disability law protects workers who become unable to perform their job duties due to illness or injury.
It involves complex regulations, eligibility requirements, and claim procedures that can significantly impact your financial security.
Definition of Long Term Disability
Long term disability (LTD) refers to insurance coverage that provides income replacement when you’re unable to work for an extended period due to a disabling condition.
LTD benefits typically begin after short-term disability coverage ends, usually after 3-6 months of disability.
LTD policies can be employer-sponsored or individually purchased.
They generally pay 50-70% of your pre-disability earnings, subject to policy maximums.
The definition of disability varies between policies.
Some require you to be unable to perform your own occupation, while others use an any occupation standard after a certain period.
Eligibility Criteria
To qualify for LTD benefits, you must meet specific criteria outlined in your policy.
Common requirements include:
- Being actively employed at the time of disability onset
- Having a qualifying medical condition that prevents you from working
- Satisfying the elimination period (waiting period before benefits start)
- Providing sufficient medical evidence of your disability
Your claim must be supported by objective medical documentation from qualified healthcare providers.
This may include diagnostic test results, treatment records, and physician statements.
Common Challenges in Disability Claims
Navigating the LTD claims process can be complex.
You may encounter several obstacles:
- Claim denials based on insufficient medical evidence
- Disputes over the definition of disability
- Surveillance and independent medical examinations
- Pre-existing condition exclusions
- Offsets for other income sources (e.g., Social Security benefits)
Insurance companies often interpret policy terms strictly, looking for reasons to limit or deny claims.
It’s crucial to understand your policy’s terms and provide thorough documentation to support your claim.
Working with an experienced Chicago long term disability attorney can help you navigate these challenges and protect your rights throughout the claims process.
Qualities of the Best Long Term Disability Lawyer in Chicago
When seeking legal representation for long-term disability claims in Chicago, certain qualities set exceptional attorneys apart.
These characteristics ensure you receive the best possible advocacy and support throughout your case.
Expertise in Disability Law
The top long-term disability lawyers in Chicago possess in-depth knowledge of disability law, especially ERISA regulations.
They stay current with legal developments and understand the intricacies of insurance policies.
You want an attorney who can navigate complex claims processes and interpret policy language effectively.
Look for lawyers who regularly handle disability cases and have experience with various medical conditions.
Seek out attorneys who offer clear explanations of your rights and options.
They should be able to guide you through every step of the claims or appeals process with confidence.
Track Record of Success
Proven results are crucial when selecting a disability lawyer.
The best attorneys have a history of securing favorable outcomes for their clients, whether through successful appeals or litigation.
Look for lawyers who have won significant cases against major insurance companies.
They should be able to provide examples of past victories and settlements.
You’ll want an attorney experienced in negotiating with insurers and presenting compelling evidence to support your claim.
Check if they have received recognition from legal organizations or peer reviews for their work in disability law.
Client Testimonials
Feedback from previous clients offers valuable insight into a lawyer’s effectiveness and client service.
The best disability attorneys in Chicago have numerous positive testimonials highlighting their skills and dedication.
Look for reviews that mention the lawyer’s communication style, responsiveness, and ability to explain complex legal concepts.
Clients often appreciate attorneys who show empathy and provide personalized attention.
Pay attention to testimonials that describe successful outcomes and how the lawyer helped navigate challenging situations.
These firsthand accounts can give you confidence in your choice of legal representation.
Steps to Take When Hiring a Long Term Disability Lawyer
Selecting the right long-term disability lawyer is crucial for your case.
Here are the steps to take when hiring a long-term disability lawyer:
Initial Consultation
Schedule a free initial consultation with potential lawyers.
Prepare a list of questions about their experience with long-term disability cases.
Ask about their success rates and familiarity with your specific medical condition.
During the meeting, pay attention to how well the lawyer listens and communicates.
You want someone who can explain complex legal concepts clearly.
Take note of their responsiveness and willingness to answer your questions thoroughly.
Bring relevant documents to the consultation, such as medical records and insurance policies.
This allows the lawyer to provide a more accurate assessment of your case.
Case Evaluation
A competent lawyer will thoroughly evaluate your case.
They should review your medical records, employment history, and insurance policy details.
Ask how they plan to gather additional evidence to support your claim.
Discuss potential challenges in your case and the lawyer’s strategy to address them.
A good attorney will be honest about your chances of success and potential obstacles.
They should explain the claims process and expected timeline.
Consider how well the lawyer’s expertise aligns with your specific disability.
Some attorneys specialize in certain medical conditions or types of disability claims.
Fee Structure
Understand the lawyer’s fee structure before making a decision.
Most long-term disability attorneys work on a contingency basis, meaning they only get paid if you win your case.
Typically, fees are around 25% of your back benefits, with a cap of $7,200.
Clarify if there are any upfront costs or additional fees for appeals or court representation.
Ask about potential expenses like medical record retrieval or expert witness fees.
Determine who is responsible for these costs and when payment is due.
Get the fee agreement in writing and review it carefully before signing.
Don’t hesitate to ask for clarification on any terms you don’t understand.
Legal Process for Long Term Disability Claims
Navigating the legal process for long-term disability claims can be complex.
Understanding each stage is crucial for protecting your rights and securing the benefits you deserve.
Filing a Claim
To initiate your long-term disability claim, you must submit detailed documentation to your insurance provider.
This typically includes medical records, physician statements, and proof of your inability to work.
Be thorough in your application.
Provide comprehensive evidence of your condition and how it impacts your ability to perform job duties.
Frank N. Darras and his team can guide you through this process, ensuring you don’t miss critical details that could affect your claim’s success.
Appealing a Denied Claim
If your initial claim is denied, you have the right to appeal.
This process often involves strict deadlines and specific procedures.
You’ll need to gather additional medical evidence, expert opinions, and possibly vocational assessments to strengthen your case.
Address any reasons for denial directly in your appeal.
Consider seeking legal representation at this stage.
An experienced disability attorney can help you build a robust appeal and navigate the complex ERISA regulations that often govern these claims.
Litigation and Court Proceedings
If your appeal is unsuccessful, you may need to pursue litigation.
This involves filing a lawsuit in federal court against the insurance company.
In court, you’ll present your case before a judge.
The process typically includes:
- Discovery phase
- Depositions
- Motions and hearings
- Potential settlement negotiations
- Trial (if no settlement is reached)
Legal representation is crucial at this stage.
A skilled long-term disability lawyer can argue your case effectively, challenge the insurance company’s decision, and fight for your rightful benefits.
Frequently Asked Questions
Navigating long-term disability claims in Chicago can be complex.
Understanding the legal process, eligibility criteria, and options for representation is crucial for a successful outcome.
How can I find a reputable long-term disability attorney in Chicago?
To find a reputable long-term disability attorney in Chicago, research firms with extensive experience in this area. Bryant Legal Group is known for their expertise in long-term disability cases.
Look for attorneys who specialize in ERISA and disability law.
Read client reviews and check their track record of successful claims and appeals.
What are the criteria to qualify for long-term disability coverage in Illinois?
Qualifying for long-term disability in Illinois typically requires you to have a medical condition that prevents you from working for an extended period.
Your policy will outline specific criteria.
You’ll need to provide medical evidence of your disability.
The severity and expected duration of your condition are key factors in determining eligibility.
What are the legal fees involved in hiring a disability lawyer?
Many disability lawyers work on a contingency fee basis.
This means you pay nothing upfront, and the attorney receives a percentage of your awarded benefits if you win your case.
Discuss fee structures during your initial consultation.
Some firms may charge hourly rates or flat fees for certain services.
What is the process for filing a long-term disability claim in Chicago?
Filing a long-term disability claim in Chicago involves notifying your employer and insurance company of your condition.
You’ll need to submit a claim form and supporting medical documentation.
Your insurer will review your claim and may request additional information.
Make sure to meet all deadlines and provide thorough documentation to support your case.
How does one appeal a denied long-term disability claim in Illinois?
If your claim is denied, you have the right to appeal.
Start by requesting a copy of your claim file and the reason for denial from your insurance company.
Gather additional medical evidence and address the specific reasons for denial in your appeal. DeBofsky Law can assist with navigating the appeals process.
What is the difference between short-term and long-term disability benefits in Illinois?
Short-term disability benefits typically cover a few weeks to several months.
Meanwhile, long-term disability can last for years or until retirement age.
Short-term benefits often have a shorter waiting period.
Long-term disability usually kicks in after short-term benefits end.
It provides a percentage of your income for an extended period, depending on your policy terms.