When facing financial difficulties, you need the right legal support.
Bankruptcy lawyers in Miami offer specialized expertise to help individuals and businesses navigate complex financial situations and explore debt relief options.
You can find experienced bankruptcy attorneys in Miami who provide comprehensive services for consumer and business bankruptcy cases. These legal professionals can guide you through the intricacies of Chapter 7, Chapter 11, and Chapter 13 bankruptcy filings, offering personalized advice tailored to your specific circumstances.
By working with a skilled bankruptcy lawyer, you can better understand your rights and potentially achieve a fresh financial start.
1) Robert G. Harris, Esq.
Robert G. Harris is a highly respected bankruptcy attorney in Santa Clara, California.
He has been practicing law since 1986 and has built a strong reputation in the field of bankruptcy and creditor-debtor rights.
You’ll find Mr. Harris at the law firm Binder Malter Harris & Rome-Banks LLP, where he specializes in bankruptcy, insolvency, and related legal matters.
His expertise can be invaluable if you’re facing financial difficulties or need guidance on complex bankruptcy issues.
Mr. Harris has been recognized for his exceptional legal skills.
He has been selected to Super Lawyers from 2022 to 2024, a distinction that highlights his professional achievements and peer recognition.
If you’re seeking legal representation in bankruptcy cases, you’ll appreciate Mr. Harris’s extensive experience.
He handles various aspects of bankruptcy law, including business litigation and reorganization.
For those dealing with financial distress, Mr. Harris offers knowledgeable counsel.
His firm has over 34 years of experience representing both financially troubled businesses and individuals, as well as their creditors.
You can reach out to Robert G. Harris at Binder Malter Harris & Rome-Banks LLP in Santa Clara.
The firm’s focus on bankruptcy and related areas ensures you’ll receive specialized attention for your financial legal needs.
2) Michael M. Charlip, P.A.
Michael M. Charlip, P.A. is a prominent law firm in Miami specializing in bankruptcy and foreclosure defense.
You can rely on their expertise to navigate complex financial situations.
The firm is led by David Charlip, an experienced Florida foreclosure lawyer.
With his extensive knowledge of bankruptcy law, you’ll receive top-notch legal representation.
If you’re facing foreclosure, David Charlip and his team can provide invaluable assistance.
They offer free consultations to discuss your case and explore potential solutions.
The Charlip Law Group understands the stress of financial difficulties.
They strive to offer compassionate support while aggressively defending your rights.
You can trust their team to guide you through the intricacies of bankruptcy filings, including Chapters 7 and 13.
Their goal is to help you regain financial stability and protect your assets.
With offices in North Miami, the firm is conveniently located to serve clients throughout the Miami area.
You can easily schedule an appointment to discuss your specific situation.
Remember, seeking legal help early in the foreclosure process can significantly improve your chances of a favorable outcome.
Don’t hesitate to reach out to Michael M. Charlip, P.A. for expert guidance in your bankruptcy or foreclosure case.
3) Kingcade & Garcia, P.A.
Kingcade & Garcia, P.A. stands out as a top bankruptcy law firm in Miami.
Led by Timothy S. Kingcade, the firm has helped thousands of clients regain control of their financial futures.
You can trust in the expertise of Attorney Timothy Kingcade, who is both a lawyer and a CPA.
His experience working for the U.S. Bankruptcy Courts’ Chief Judge adds significant value to the firm’s services.
The firm has received numerous accolades for its exceptional work.
In 2023, Kingcade Garcia McMaken was recognized as one of the ‘Best Bankruptcy Lawyers in Miami’ by Expertise.
This award was based on high scores in consistency, qualifications, reputation, experience, and professionalism.
Kingcade Garcia McMaken also earned the top spot on Kev’s Best list of “5 Best Bankruptcy Attorneys in Miami” in 2022.
This recognition further solidifies their position as leaders in the field.
When you choose Kingcade & Garcia, P.A., you’re selecting a firm with a proven track record.
They offer free consultations, allowing you to discuss your financial situation without any initial cost.
The firm’s attorneys are accomplished bankruptcy professionals.
You can expect knowledgeable guidance throughout your bankruptcy process, whether you’re considering Chapter 7 or Chapter 13.
4) Holland & Knight LLP
Holland & Knight LLP is a prominent law firm with a strong presence in Miami.
Their bankruptcy practice has received national and international recognition as one of the top insolvency practices in the United States.
The firm’s Miami office focuses on various legal areas, including securities, trusts and estates, litigation, and real estate.
This broad expertise complements their bankruptcy practice, allowing them to provide comprehensive services to clients facing financial difficulties.
You can expect high-quality representation from Holland & Knight’s bankruptcy attorneys.
Their team has extensive experience in handling complex bankruptcy cases and restructuring matters.
The firm’s attorneys are consistently recognized for their excellence.
In 2024, 796 Holland & Knight attorneys were selected for inclusion in The Best Lawyers in America guide for 2025, demonstrating their peers’ respect for their legal skills.
When you choose Holland & Knight for your bankruptcy needs, you gain access to a team of skilled professionals.
They can guide you through the intricacies of bankruptcy law and help protect your interests during challenging financial times.
The firm’s Miami office is located at 701 Brickell Avenue, Suite 3300.
You can reach them by phone at 305-374-8500 to discuss your bankruptcy-related legal needs.
5) Furr and Cohen, P.A.
When facing bankruptcy, you need experienced legal representation.
Furr and Cohen, P.A. has been providing bankruptcy representation in Florida for over 40 years.
Their expertise can help guide you through complex financial situations.
The firm specializes in offering strategic guidance to find the right solution for your difficult debt situation.
You can benefit from their reputation for excellence and leadership in the field of bankruptcy law.
Robert C. Furr, a key figure at the firm, is a board certified bankruptcy attorney with over 35 years of experience.
His expertise extends to complex Chapter 7 and 11 cases, making him a valuable asset for your bankruptcy needs.
Furr and Cohen’s commitment to excellence has not gone unnoticed.
They have been recognized by Best Lawyers as a Best Law Firm in 2024.
This recognition is based on a rigorous evaluation process, including client and lawyer evaluations.
You can trust in the firm’s credibility, as they have been BBB accredited since 2014.
This accreditation reflects their commitment to maintaining high standards of business practices.
While based in Boca Raton, Furr and Cohen’s expertise extends to the Miami area.
You can rely on their knowledge of Florida bankruptcy laws and procedures to guide you through your financial challenges.
6) Markowitz Ringel Trusty + Hartog, P.A.
Markowitz Ringel Trusty + Hartog, P.A. stands out as a top bankruptcy law firm in Miami.
Founded by esteemed attorneys, the firm has built a strong reputation in creditors’ and debtors’ rights, bankruptcy, and related areas.
Jerry M. Markowitz, a founding shareholder, is recognized for his expertise in bankruptcy law.
His practice focuses on workouts, asset recovery, insolvency, and reorganization.
With decades of experience, Jerry has been included in Best Lawyers rankings since 1999.
The firm’s attorneys are consistently named among the Best Lawyers in America.
This recognition speaks to their skill and dedication in handling complex bankruptcy cases.
At Markowitz Ringel Trusty + Hartog, you’ll find a team equipped to handle various aspects of bankruptcy law.
Their expertise extends to commercial litigation, probate, and real estate law, providing comprehensive legal support.
The firm’s multidisciplinary approach allows them to address your bankruptcy concerns from multiple angles.
Whether you’re facing personal bankruptcy or dealing with complex business restructuring, their attorneys have the knowledge to guide you through the process.
When you choose Markowitz Ringel Trusty + Hartog, you’re selecting a firm with a proven track record in bankruptcy law.
Their commitment to excellence and client service has earned them a place among Miami’s top bankruptcy law firms.
7) Hyman Spector & Mars, LLP
When facing bankruptcy, you need a law firm with extensive experience and a proven track record.
Hyman Spector & Mars, LLP fits the bill perfectly.
This Miami-based firm has been representing community associations since 1970, making it one of the longest-running firms in this specialized area.
The firm’s founding partner, Michael L. Hyman, brings a wealth of experience to the table.
He has been actively engaged in community association law for over five decades and has received numerous accolades for his work.
Hyman’s expertise is evident, as he has been designated a Florida Super Lawyer in construction litigation for three consecutive years.
His AV rating from Martindale Hubbell further attests to his high professional ethics and legal ability.
The firm’s attorneys are well-versed in various aspects of bankruptcy law.
They can guide you through complex legal processes, ensuring your rights are protected throughout the bankruptcy proceedings.
At Hyman Spector & Mars, LLP, you’ll find a team of dedicated professionals ready to tackle your bankruptcy case.
Their deep understanding of Florida’s legal landscape and years of experience make them a top choice for those seeking bankruptcy representation in Miami.
You can find their offices at 150 West Flagler Street, Suite 2701, Miami, FL 33130.
Their strategic location in the heart of Miami allows for easy access and convenient consultations.
8) Stiberman Law
Stiberman Law stands out as a top-rated bankruptcy law firm in Florida.
With over 25 years of experience, they specialize in Chapter 7 and Chapter 13 bankruptcy cases.
Located at 780 NW 42nd Ave in Miami, Stiberman Law offers personalized solutions for your financial difficulties.
Their team is dedicated to helping you navigate the complexities of bankruptcy law.
Robert Stiberman, the firm’s principal attorney, is known for his expertise in bankruptcy, foreclosure defense, and student loan negotiation.
His knowledge and experience can be invaluable as you seek a fresh financial start.
When you choose Stiberman Law, you gain access to professionals who can guide you through the bankruptcy process.
They aim to safeguard your assets and help you achieve a debt-free future.
Client reviews praise Stiberman Law for their helpfulness and knowledge in bankruptcy matters.
Many consider them the best attorneys for handling complex financial issues.
If you’re facing financial difficulties, Stiberman Law can explain your options and help you make informed decisions.
Their goal is to provide you with a path to financial recovery and peace of mind.
9) Jezic & Moyse, LLC
Jezic & Moyse, LLC is a full-service Maryland law firm that specializes in criminal defense.
While they are not primarily focused on bankruptcy cases, their expertise in legal matters may be valuable if your financial troubles are connected to criminal charges.
The firm has 23 lawyers practicing in various areas of litigation.
Their main office is located in Wheaton, Maryland, but they have a total of three offices in the United States.
You can expect vigorous representation from Jezic & Moyse, LLC if you’re facing criminal charges that may be impacting your financial situation.
Their attorneys are known for their aggressive approach in defending clients across Maryland, Virginia, and the District of Columbia.
Although bankruptcy is not their primary focus, the firm’s experience in complex legal matters could be beneficial if your case involves both criminal and financial elements.
They have a strong presence in counties such as Montgomery, Howard, Prince George’s, and Frederick.
If you’re seeking legal assistance that goes beyond standard bankruptcy proceedings, Jezic & Moyse, LLC might be worth considering.
Their diverse legal background could provide unique insights into your case, especially if it involves multiple legal aspects.
Remember to discuss your specific needs with them to ensure they can provide the bankruptcy-related services you require.
Their experience in litigation might offer a different perspective on your financial challenges.
10) Jordan E. Bublick, P.A.
Jordan E. Bublick is a Miami bankruptcy lawyer with over 35 years of experience.
His firm offers free phone consultations to discuss your financial situation and potential bankruptcy options.
Bublick specializes in both Chapter 7 and Chapter 13 bankruptcy cases.
He can help you navigate the complexities of dealing with overwhelming debt, including mortgages and credit card balances.
With offices in Miami, North Miami, Hialeah, and Orlando, Bublick’s practice is exclusively focused on bankruptcy law.
This specialization allows him to provide in-depth knowledge and expertise in this area.
Over his career, Bublick has filed more than 8,000 bankruptcy cases.
This extensive experience means you’re working with an attorney who has likely handled situations similar to yours.
Bublick has been recognized for his legal expertise.
He was selected to Super Lawyers in 2007, a peer designation awarded to only a select number of accomplished attorneys in each state.
When you work with Jordan E. Bublick, P.A., you can expect personalized attention to your case.
His firm aims to help you find the best solution for managing your debt and regaining financial stability.
Understanding Bankruptcy Law
Bankruptcy law provides options for individuals and businesses struggling with debt.
It’s crucial to comprehend the different types of bankruptcy and the process involved to make informed decisions about your financial future.
Chapter 7 vs. Chapter 13 Bankruptcy
Chapter 7 and Chapter 13 are the most common types of bankruptcy for individuals.
Chapter 7, often called “liquidation bankruptcy,” involves selling non-exempt assets to pay off debts.
It’s typically faster and more straightforward than Chapter 13.
Chapter 13, known as “reorganization bankruptcy,” allows you to keep your assets while creating a repayment plan to pay off debts over 3-5 years.
This option is suitable if you have a regular income and want to protect your property.
Kingcade Garcia Mcmaken can help you understand the important differences between these two options and determine which is best for your situation.
The Bankruptcy Process
The bankruptcy process begins with filing a petition with the court.
You’ll need to provide detailed information about your finances, including assets, debts, income, and expenses.
After filing, an automatic stay goes into effect, halting most collection actions.
You’ll attend a meeting of creditors, where the trustee and creditors can ask questions about your financial situation.
For Chapter 7, the process typically takes 3-6 months.
Chapter 13 cases last for the duration of your repayment plan, usually 3-5 years.
Throughout the process, it’s crucial to work with experienced bankruptcy attorneys in Miami who can guide you through each step.
Eligibility Criteria
To file for Chapter 7 bankruptcy, you must pass the means test, which compares your income to the median income in Florida.
If your income is below the median, you automatically qualify.
For Chapter 13, you must have a regular income and unsecured debts below $419,275 and secured debts below $1,257,850 (as of 2024).
Both types of bankruptcy require credit counseling from an approved provider within 180 days before filing.
You must also complete a debtor education course before your debts can be discharged.
It’s important to consult with a qualified bankruptcy lawyer in Miami to determine your eligibility and explore all available options.
Benefits of Hiring a Specialized Bankruptcy Lawyer
Engaging a specialized bankruptcy lawyer can significantly improve your chances of a favorable outcome.
These professionals offer invaluable expertise, guide you through complex processes, and work to protect your assets.
Expertise in Local Laws
A specialized bankruptcy lawyer possesses in-depth knowledge of local bankruptcy laws.
This expertise is crucial as bankruptcy regulations can vary by state and even by district.
You benefit from their understanding of local court procedures and judge preferences.
Your lawyer can advise you on which type of bankruptcy is most suitable for your situation – Chapter 7 or Chapter 13.
They’ll explain how each option affects your debts, assets, and future financial standing.
With their experience, they can anticipate potential challenges and prepare strategies to overcome them.
This foresight can save you time, stress, and potentially money in the long run.
Navigating Complex Paperwork
Bankruptcy involves extensive and complicated paperwork.
A specialized lawyer ensures all documents are filled out correctly and submitted on time.
This precision is vital, as errors can lead to delays or even case dismissal.
Your lawyer will help you:
- Gather necessary financial documents
- Complete bankruptcy petition forms
- File required schedules detailing your assets, debts, income, and expenses
They’ll also guide you through the means test, which determines your eligibility for Chapter 7 bankruptcy.
This test can be confusing, but your lawyer will help you navigate it effectively.
Protecting Your Assets
A key benefit of hiring a specialized bankruptcy lawyer is their ability to help protect your assets.
They’ll review your property and financial situation to determine which exemptions apply to your case.
Your lawyer will work to:
- Maximize your use of exemptions
- Advise on potential risks to certain assets
- Develop strategies to retain important property
In Chapter 13 cases, they’ll negotiate with creditors to create a feasible repayment plan.
This plan aims to protect your assets while providing a path to debt relief.
For business owners, a specialized lawyer can help navigate the complexities of business bankruptcy, striving to preserve your company’s assets and operations where possible.
Frequently Asked Questions
Choosing the right bankruptcy lawyer in Miami requires careful consideration of qualifications, success rates, and fees.
Understanding the different bankruptcy chapters and process timelines is also crucial for a successful filing.
What are the qualifications to look for when choosing a bankruptcy lawyer in Miami?
When selecting a bankruptcy attorney in Miami, look for extensive experience in bankruptcy law.
Seek lawyers with board certifications in bankruptcy law and memberships in professional organizations.
Check their track record of successful cases and client testimonials.
A reputable attorney should be able to provide references and demonstrate their expertise in both Chapter 7 and Chapter 13 bankruptcies.
How can I find the success rate of a bankruptcy attorney in the Miami area?
You can research an attorney’s success rate by reviewing their case history and outcomes.
Ask the lawyer directly about their success rate in cases similar to yours.
Check online reviews and ratings on legal directories. Super Lawyers provides ratings for top-rated bankruptcy attorneys in Miami based on peer recognition and professional achievement.
What are the average fees charged by bankruptcy lawyers in Miami?
Bankruptcy attorney fees in Miami can vary widely depending on the complexity of your case.
For Chapter 7 bankruptcies, fees typically range from $1,500 to $3,500.
Chapter 13 bankruptcies often cost more, with fees ranging from $3,500 to $6,000.
Some attorneys offer payment plans or flat-fee arrangements.
Always discuss fees upfront during your initial consultation.
Can you explain the different chapters of bankruptcy filings available in Miami?
Chapter 7 bankruptcy involves liquidating assets to pay off debts.
It’s suitable for individuals with limited income and few assets.
Chapter 13 bankruptcy allows you to reorganize your debts and create a repayment plan over 3-5 years.
This option is ideal if you have a regular income and want to keep your assets.
How long does the bankruptcy process typically take with a lawyer in Miami?
The duration of a bankruptcy case in Miami varies depending on the chapter and complexity.
Chapter 7 bankruptcies generally take 4-6 months from filing to discharge.
Meanwhile, Chapter 13 bankruptcies last 3-5 years, as this is the length of the repayment plan.
Your attorney can provide a more accurate timeline based on your specific circumstances.
What should I prepare for my first meeting with a bankruptcy lawyer in Miami?
Gather all financial documents, including income statements, tax returns, and a list of assets and debts.
Prepare a detailed budget showing your monthly income and expenses.
Bring any legal documents related to lawsuits, foreclosures, or repossessions.
Write down a list of questions about the bankruptcy process and your specific situation to discuss with the attorney.