Facing financial difficulties? Seeking expert legal guidance can make a significant difference in navigating the complex process of Chapter 13 bankruptcy.
New York City offers a wealth of experienced attorneys specializing in this area of law, ready to assist you in restructuring your debts and regaining financial stability.
Barbie Lieber at Lieber & Lieber, LLP stands out as a top choice for Chapter 13 bankruptcy representation in New York. With over three decades of experience, she has successfully helped numerous clients achieve stress-free bankruptcy proceedings.
Her expertise extends to various boroughs and counties, ensuring comprehensive coverage for residents throughout the greater New York area.
1) John W. Long – Bankruptcy Attorney
John W. Long is a dedicated bankruptcy attorney in New York.
With years of experience, he specializes in Chapter 13 bankruptcy cases, helping clients navigate complex financial situations.
You can rely on John’s expertise to guide you through the bankruptcy process.
He understands the intricacies of Chapter 13 filings and works diligently to create repayment plans tailored to your specific needs.
John’s approach is client-centered, ensuring you feel supported throughout the entire process.
He takes the time to explain your options and the potential outcomes of your case.
John W. Long’s law firm is known for its commitment to excellence and personalized service.
You’ll receive attentive care and professional guidance from start to finish.
With John as your attorney, you can expect clear communication and timely updates on your case.
He strives to make the bankruptcy process as stress-free as possible for his clients.
John’s track record of successful Chapter 13 cases speaks to his skill and dedication.
You can trust him to advocate for your best interests and work towards a favorable resolution.
An experienced attorney like John W. Long can make all the difference when facing financial difficulties.
He’ll help you navigate the complexities of Chapter 13 bankruptcy with confidence and professionalism.
2) David I. Pankin P.C.
David I. Pankin, P.C. is a prominent bankruptcy law firm serving New York City and Long Island.
With over 25 years of experience, they have helped more than 15,000 clients navigate Chapter 7 and Chapter 13 bankruptcy proceedings.
The firm’s expertise extends beyond bankruptcy to include foreclosure defense and other consumer protection matters.
You can trust their dedicated team to fight for your financial rights and provide comprehensive legal support.
David I. Pankin, P.C. has offices strategically located throughout New York, including Brooklyn, Manhattan, Queens, the Bronx, and Staten Island.
This widespread presence allows them to serve clients across the entire metropolitan area effectively.
When you choose David I. Pankin, P.C., you benefit from their extensive knowledge of New York bankruptcy laws.
Their attorneys are committed to guiding you through the complex legal process with professionalism and care.
The firm offers free initial consultations to assess your financial situation and determine the best course of action.
You can expect personalized attention and tailored strategies to address your specific debt-related challenges.
With a focus on consumer advocacy, David I. Pankin, P.C. strives to protect your interests against creditors and help you regain financial stability.
Their track record of success and dedication to client satisfaction make them a top choice for Chapter 13 bankruptcy representation in New York.
3) The Law Offices of Kenneth A. Reynolds
The Law Offices of Kenneth A. Reynolds offer experienced legal representation for individuals considering Chapter 13 bankruptcy in New York.
With over 30 years of experience in bankruptcy and debt relief, this firm has established itself as a trusted partner for clients facing financial difficulties.
When you choose The Law Offices of Kenneth A. Reynolds, you gain access to a team of skilled attorneys who understand the complexities of Chapter 13 bankruptcy.
They can guide you through the process, explaining your options and helping you make informed decisions about your financial future.
The firm’s approach is tailored to your unique situation.
They take the time to understand your specific financial circumstances and work diligently to create a repayment plan that suits your needs.
Chapter 13 bankruptcy allows you to retain your property while repaying your debts over a 3 to 5-year period.
The attorneys at The Law Offices of Kenneth A. Reynolds can help you navigate this process, ensuring that your repayment plan is feasible and approved by the bankruptcy court.
You can benefit from the firm’s extensive knowledge of bankruptcy law and their commitment to providing personalized service.
They strive to make the bankruptcy process as smooth and stress-free as possible for their clients.
The Law Offices of Kenneth A. Reynolds offer free consultations, allowing you to discuss your situation with an experienced attorney before making any decisions.
This initial meeting can help you understand your options and determine if Chapter 13 bankruptcy is the right choice for your financial situation.
4) Jeffrey M. Rosenblum, P.C.
Jeffrey M. Rosenblum, P.C. is a respected law firm in Long Island, New York, specializing in bankruptcy law.
With decades of experience, they offer expert guidance for individuals and businesses seeking debt relief.
You can trust their expertise in Chapter 13 bankruptcy cases.
The firm’s approach focuses on turning your legal challenges into opportunities for a brighter financial future.
Jeffrey M. Rosenblum, the firm’s founder, has been practicing law since 1975.
His extensive knowledge of bankruptcy law can be invaluable as you navigate the complexities of Chapter 13 filings.
The firm’s commitment to client service is evident in their personalized approach.
They understand that each case is unique and requires tailored solutions to achieve the best possible outcomes.
When you work with Jeffrey M. Rosenblum, P.C., you benefit from their comprehensive understanding of both federal and New York state bankruptcy laws.
This knowledge is crucial for developing effective strategies for your case.
The firm’s office is conveniently located in Melville, making it accessible for clients across Long Island and the greater New York area.
You can easily schedule a consultation to discuss your specific financial situation and explore your options.
As a debt relief agency, Jeffrey M. Rosenblum, P.C. is well-equipped to guide you through the Chapter 13 bankruptcy process.
Their goal is to help you regain financial stability and peace of mind.
5) Law Office of Simon Goldenberg PLLC
Simon Goldenberg is the founder and managing attorney of the Law Office of Simon Goldenberg, PLLC.
This firm specializes in consumer credit and debt issues, including Chapter 13 bankruptcy.
The Law Office of Simon Goldenberg offers personalized debt relief solutions for consumers in New York and New Jersey.
They can help you navigate the complexities of Chapter 13 bankruptcy and negotiate repayment plans with your creditors.
When facing bankruptcy in New York, you can turn to this firm for the tools and guidance needed for effective debt relief.
Their attorneys are committed to helping you achieve your financial goals.
The firm provides free initial evaluations to assess your situation.
This allows you to understand your options before committing to any legal action.
Chapter 13 bankruptcy can be a complex process, but the attorneys at the Law Office of Simon Goldenberg are well-versed in its intricacies.
They can explain how filing for Chapter 13 might benefit your specific financial situation.
If you’re considering Chapter 13 bankruptcy, the Law Office of Simon Goldenberg can offer the legal expertise you need.
Their focus on consumer credit and debt issues makes them well-equipped to handle your case.
6) Fazzio Law Offices
When seeking a Chapter 13 bankruptcy lawyer in New York, you might want to consider Fazzio Law Offices.
This firm specializes in various legal areas, including bankruptcy and debt relief.
John P. Fazzio, the managing attorney, brings extensive experience to the table.
His expertise covers not only Chapter 13 bankruptcy but also Chapter 7 bankruptcy and other financial legal matters.
You’ll find that Fazzio Law Offices prides itself on providing personalized attention to each client.
They aim to combine the talent of a large firm with the individualized care of a smaller practice.
The firm’s approach focuses on addressing your specific business needs.
They strive to be a comprehensive resource for all your legal concerns related to financial matters.
Client testimonials suggest that John Fazzio is highly regarded for his professionalism and service.
Many clients have praised his ability to handle complex cases effectively.
If you’re dealing with bankruptcy issues, you can reach out to Fazzio Law Offices for a consultation.
They offer both phone and email contact options to discuss your situation.
Remember, when choosing a bankruptcy lawyer, it’s crucial to select someone with specific experience in Chapter 13 cases.
Fazzio Law Offices appears to have the necessary expertise in this area.
7) Parker & Dufresne, P.A.
Parker & DuFresne, P.A. is a bankruptcy law firm located in Jacksonville, Florida.
They have gained recognition for their expertise in bankruptcy cases, despite not being based in New York.
The firm specializes in Chapter 7 and Chapter 13 bankruptcy filings.
For most Chapter 7 cases, they charge an attorney fee of $2,250 to represent you from start to finish.
However, this fee may vary depending on your financial situation.
Parker & DuFresne offers a “fast file” option that allows you to pay only $422 or $467 to begin your case.
This can be beneficial if you need to file quickly but don’t have the full fee upfront.
The firm’s founding partner, Chip Parker, has earned high ratings from various legal organizations.
He has received the highest peer (AV Preeminent) and client (Platinum Award) ratings from Martindale-Hubbell.
Mr. Parker is also rated in the top 5% of all lawyers by Thompson-Reuters’ Super Lawyers.
He has garnered numerous positive reviews on platforms like Avvo.com, where he is recognized as a “Top Pro.”
When you work with Parker & DuFresne, you can expect personalized attention.
They take the time to discuss your individual needs and determine the best options for your situation.
The firm has received positive feedback from clients, with many praising their knowledge and professionalism.
If you’re considering bankruptcy or facing issues with a previously filed case, Parker & DuFresne may be worth contacting for guidance.
8) Bronson Law Offices, P.C.
Bronson Law Offices brings over 40 years of expertise to the table, specializing in Chapter 13 bankruptcies in New York.
Located in Harrison, NY, this firm serves clients across the Southern and Eastern Districts of New York.
You can rely on their experienced legal team to guide you through the complex Chapter 13 bankruptcy process.
Their attorneys are well-versed in helping individuals restructure their debts and create manageable repayment plans.
At Bronson Law Offices, you’ll find a team dedicated to offering competitive legal services for Chapter 13 bankruptcies.
They understand the financial challenges you face and work diligently to help you achieve a fresh start.
The firm’s approach focuses on providing personalized attention to each client’s unique situation.
You can expect thorough advice tailored to your specific financial circumstances and goals.
Bronson Law Offices prides itself on its commitment to client satisfaction.
Their track record of positive reviews speaks to the quality of their services and the trust clients place in their expertise.
When you choose Bronson Law Offices for your Chapter 13 bankruptcy needs, you’re selecting a firm with a solid reputation in New York’s legal community.
Their attorneys strive to make the bankruptcy process as smooth and stress-free as possible for you.
9) Doyaga & Schaefer
Doyaga & Schaefer is a respected law firm specializing in bankruptcy cases, including Chapter 13 filings.
With over 40 years of experience, the firm has established itself as a trusted resource for individuals facing financial difficulties in New York.
David J. Doyaga Sr., the firm’s founder, is Board Certified in Consumer Bankruptcy Law.
This certification demonstrates his extensive knowledge and expertise in handling complex bankruptcy cases.
The firm offers personalized attention to each client, ensuring that you receive tailored advice for your unique financial situation.
They understand the stress and uncertainty that come with financial struggles and strive to provide compassionate guidance throughout the bankruptcy process.
Doyaga & Schaefer maintains offices in multiple locations, including Brooklyn and the Bronx.
This accessibility allows you to seek their services regardless of where you reside in the New York area.
The firm’s attorneys are committed to helping you navigate the intricacies of Chapter 13 bankruptcy.
They can assist you in developing a feasible repayment plan to address your debts while potentially allowing you to keep your assets.
In addition to Chapter 13 bankruptcy, Doyaga & Schaefer also handles Chapter 7 cases and home loan modifications.
This diverse range of services enables them to recommend the most appropriate solution for your specific financial circumstances.
10) Law Office of Ronald D. Weiss, P.C.
If you’re seeking expert guidance for Chapter 13 bankruptcy in New York, consider the Law Office of Ronald D. Weiss, P.C. Located in Melville, this firm has been providing bankruptcy solutions for over 25 years.
Ronald D. Weiss specializes in helping individuals and small businesses navigate financial hardships.
His expertise extends beyond Chapter 13 to include Chapters 7 and 11 bankruptcy cases as well.
The firm’s focus on “Debt Solutions” means you’ll receive comprehensive support tailored to your unique financial situation.
They can assist you with foreclosure defense, mortgage modifications, and debt negotiations.
You’ll benefit from Mr. Weiss’s extensive experience in bankruptcy law.
He’s a member of the American Bankruptcy Institute, demonstrating his commitment to staying current with industry trends and best practices.
The Law Office of Ronald D. Weiss, P.C. serves clients throughout Long Island, including Suffolk and Nassau Counties.
Their team understands the local legal landscape, which can be advantageous for your case.
When you work with this firm, you’ll receive personalized attention.
They recognize that every financial situation is unique and strive to develop strategies that best suit your needs.
Don’t let financial stress overwhelm you.
The Law Office of Ronald D. Weiss, P.C. is ready to help you explore your options and find a path toward financial stability.
11) Tayne Law Group, P.C.
If you’re seeking expert legal guidance for Chapter 13 bankruptcy in New York, Tayne Law Group, P.C. is a notable option to consider.
Led by Leslie H. Tayne, Esq., this firm has established itself as a leader in consumer and business debt relief.
Leslie Tayne brings over 20 years of experience to the table, specializing in debt management, debt resolution, and bankruptcy alternatives.
Her expertise has earned her recognition as a New York Super Lawyer from 2015 to 2022.
At Tayne Law Group, you’ll find a full staff ready to assist with your financial challenges.
They aim to simplify the process by working with you to develop a manageable monthly payment plan.
The firm keeps all services in-house, setting them apart from some other law firms and debt settlement companies.
This approach ensures you receive comprehensive support throughout your bankruptcy journey.
Leslie Tayne’s commitment to client satisfaction is evident in her Avvo Clients’ Choice Award.
Clients have praised the firm for their dedication and support during challenging financial times.
If you’re considering Chapter 13 bankruptcy, Tayne Law Group offers a free consultation to discuss your options.
Their goal is to help you navigate the complexities of bankruptcy law and find the best solution for your unique situation.
12) The Zaretsky Law Group
The Zaretsky Law Group is a reputable bankruptcy law firm in New York.
Led by experienced attorney Michael Zaretsky, the firm specializes in Chapter 13 bankruptcy cases.
You can expect personalized attention when working with this group.
They understand that each client’s financial situation is unique and requires tailored solutions.
The Zaretsky Law Group is known for its thorough approach to Chapter 13 bankruptcy filings.
They meticulously review your financial documents and help you develop a feasible repayment plan.
Communication is a priority for this firm.
You’ll receive regular updates on your case and can easily reach out with any questions or concerns.
The team at Zaretsky Law Group has extensive experience navigating the complexities of bankruptcy law.
They stay up-to-date with the latest legal developments to provide you with informed advice.
You’ll benefit from their strategic approach to debt resolution.
They work diligently to help you keep your assets while addressing your financial obligations.
The firm’s commitment to client satisfaction is evident in their track record of successful Chapter 13 cases.
They strive to make the bankruptcy process as smooth and stress-free as possible for you.
13) Rutkin & Wolf PLLC
Rutkin & Wolf PLLC is a reputable law firm located in White Plains, New York.
They specialize in estate planning, business law, and family law matters.
The firm’s attorneys, Mitchell Rutkin and Jason Wolf, have extensive experience in helping individuals, families, and businesses navigate complex legal situations.
Their expertise extends to Chapter 13 bankruptcy cases, providing valuable guidance to clients facing financial difficulties.
When you work with Rutkin & Wolf PLLC, you can expect personalized attention and tailored legal strategies.
Their attorneys take the time to understand your unique circumstances and develop a plan that best suits your needs.
The firm’s approach to Chapter 13 bankruptcy focuses on helping you reorganize your finances and create a manageable repayment plan.
They can assist you in negotiating with creditors and developing a strategy to protect your assets.
Rutkin & Wolf PLLC offers free consultations, allowing you to discuss your situation with an experienced attorney before making any decisions.
Their office is conveniently located at 203 E Post Rd in White Plains, making it easily accessible for clients in the area.
By choosing Rutkin & Wolf PLLC for your Chapter 13 bankruptcy case, you gain access to knowledgeable legal professionals who are committed to helping you achieve the best possible outcome.
Their dedication to client service and legal expertise make them a strong choice for those seeking bankruptcy representation in New York.
Understanding Chapter 13 Bankruptcy
Chapter 13 bankruptcy allows individuals to restructure their debts and create a repayment plan.
It provides an opportunity to keep valuable assets while working towards financial stability.
Eligibility Requirements
To file for Chapter 13 bankruptcy in New York, you must meet specific criteria.
Your unsecured debts cannot exceed $419,275, and secured debts must be less than $1,257,850.
These limits are adjusted periodically.
You must have a regular income to qualify.
This can include wages, self-employment earnings, pensions, or other consistent sources.
The income should be sufficient to cover your living expenses and proposed repayment plan.
Chapter 13 bankruptcy lawyers can help determine if you meet the eligibility requirements.
They’ll review your financial situation and advise on the best course of action.
Benefits of Chapter 13 Bankruptcy
Chapter 13 bankruptcy offers several advantages for those struggling with debt.
It allows you to save your home from foreclosure and stop repossessions of valuable assets.
You can keep all of your property while working to repay your debts.
This type of bankruptcy provides a structured repayment plan lasting 3 to 5 years.
During this time, creditors cannot pursue collection actions against you.
It offers protection from wage garnishments and lawsuits.
Chapter 13 can help you catch up on missed mortgage or car payments.
It may allow you to reduce the principal owed on some secured debts.
In some cases, you might pay less than the full amount owed on unsecured debts.
Selecting the Best Chapter 13 Bankruptcy Lawyer in New York
Finding the right attorney is crucial for navigating Chapter 13 bankruptcy successfully.
You’ll want to focus on experience, reputation, and communication skills when evaluating potential lawyers.
Key Qualities to Look For
When selecting a Chapter 13 bankruptcy lawyer in New York, prioritize attorneys with extensive experience in this specific area.
Look for lawyers who have successfully handled numerous Chapter 13 cases.
Consider the lawyer’s reputation among clients and peers.
Read reviews and testimonials to gauge client satisfaction.
A strong track record of positive outcomes is essential.
Communication skills are vital.
Your lawyer should explain complex legal concepts clearly and keep you informed throughout the process.
Ensure the attorney is licensed to practice in New York and is a member in good standing with the state bar association.
Verify their credentials and any disciplinary history.
Accessibility is key.
Choose a lawyer who is responsive to your inquiries and maintains open lines of communication.
Questions to Ask During Consultation
During your initial consultation, ask about the lawyer’s experience with Chapter 13 bankruptcies specifically.
Inquire about their success rate in getting repayment plans approved.
Ask how they will handle your case personally.
Will they be your primary point of contact, or will you work mostly with paralegals?
Discuss fees upfront.
Understand their billing structure and what services are included.
Ask about any additional costs you might incur.
Inquire about their strategy for your case.
How do they plan to approach your specific financial situation?
Ask about the expected timeline for your case.
How long might the process take from filing to discharge?
Request references from past clients with similar cases.
This can provide valuable insights into the lawyer’s performance and client satisfaction.
The Bankruptcy Process
The Chapter 13 bankruptcy process involves several crucial steps.
Understanding these steps can help you navigate the complexities of bankruptcy proceedings more effectively.
Initial Consultation and Assessment
When considering Chapter 13 bankruptcy, your first step is to schedule a consultation with a qualified attorney.
During this meeting, the attorney will review your financial situation in detail.
You’ll need to provide information about your income, assets, debts, and expenses.
This helps determine if you’re eligible for Chapter 13 bankruptcy and if it’s the best option for your situation.
The attorney will explain the process, potential outcomes, and alternatives to bankruptcy.
They’ll also discuss the debt limits for Chapter 13, which are $1,010,650 for secured debt and $336,900 for unsecured debt.
Filing the Petition
Once you decide to proceed, your attorney will help you prepare and file the bankruptcy petition.
This document includes detailed information about your financial affairs, including:
- A list of all creditors and amounts owed
- Income sources and amounts
- A detailed list of your property
- Monthly living expenses
Your attorney will also help you develop a repayment plan, which is a crucial part of Chapter 13 bankruptcy.
This plan outlines how you’ll repay your debts over a 3-5 year period.
After filing, an automatic stay goes into effect, halting most collection actions against you.
A trustee will be appointed to oversee your case and handle payments to creditors.
Frequently Asked Questions
Navigating Chapter 13 bankruptcy in New York requires understanding key aspects of the process and legal representation.
Selecting the right attorney and knowing what to expect are crucial steps.
How do I find a reputable Chapter 13 bankruptcy attorney in New York?
To find a reputable Chapter 13 bankruptcy attorney in New York, start by researching lawyers with extensive experience in this specific area.
Look for attorneys who specialize in bankruptcy law.
Check online reviews and ratings from previous clients.
Consider scheduling consultations with multiple attorneys to discuss your case and assess their expertise.
What are the differences between Chapter 7 and Chapter 13 bankruptcy proceedings?
Chapter 7 bankruptcy involves liquidating assets to pay off debts, while Chapter 13 allows you to keep your assets and create a repayment plan.
Chapter 13 is often preferred if you have a regular income and want to protect your property.
In New York, Chapter 13 bankruptcy has specific debt limits that you must meet to qualify.
It’s crucial to understand these differences when deciding which option is best for your situation.
What are the typical fees charged by lawyers for Chapter 13 bankruptcy in New York City?
Fees for Chapter 13 bankruptcy in New York City can vary depending on the complexity of your case.
Many attorneys charge a flat fee that covers the entire bankruptcy process.
The filing fee for Chapter 13 bankruptcy is $281, but this does not include attorney fees.
It’s best to discuss fees upfront with potential lawyers during your initial consultations.
What should I consider when choosing a lawyer for filing Chapter 13 bankruptcy?
When choosing a lawyer for Chapter 13 bankruptcy, consider their experience, reputation, and communication style.
Look for attorneys who have a proven track record in handling similar cases.
Ensure the lawyer explains the process clearly and is responsive to your questions.
Their familiarity with local bankruptcy courts and trustees can be beneficial for your case.
Can a business file for Chapter 13 bankruptcy, and what legal representation is recommended?
Businesses cannot file for Chapter 13 bankruptcy, as it’s only available to individuals.
If you’re a sole proprietor, you may file for Chapter 13 as an individual, including your business debts.
For businesses, other bankruptcy options like Chapter 11 may be more appropriate.
Consult with a bankruptcy attorney who handles both personal and business bankruptcies for guidance.
Are there any specialized qualifications I should look for in a bankruptcy lawyer for Chapter 13 cases?
Look for attorneys who are certified specialists in bankruptcy law, if your state offers such certification.
Membership in professional organizations like the National Association of Consumer Bankruptcy Attorneys can indicate expertise.
Consider lawyers like Jeffrey M. Rosenblum, P.C. who focus primarily on bankruptcy cases.
Their specialized experience can be valuable in navigating complex Chapter 13 proceedings.